There’s no place like home. Whether you own or you rent, it’s a place for celebrations, for savoring the good things in life, and more importantly, it’s a place that you can call yours.
Your home is important, and no one realizes that more than Gene Reed Insurance Agency. We offer packages that insure the following:
- Homes
- Condominiums
- Renters
- Rental Dwellings
- Scheduled Personal Property
- Mobile Homes
- Boats
- Personal Liability
Protection Where You Need It: Home is where the heart is, and our packages are designed to put you at ease*
- Guaranteed Replacement Cost Coverage for the Dwelling (VIP and Preferred Policies Only)
- Replacement Cost Coverage on Contents
- Water Back-Up of Sewers and Drains
- Identity Theft with Resolution Service: Unlimited, one-on-one access to a highly trained fraud specialist
- Equipment Breakdown: Covers breakdown of central air units, furnaces, heat pumps, sump pumps, etc.
- Earthquake
- Refrigerated Property
- Scheduled Personal Property
- Pet Health Insurance: Covers accidental illness and injury for cats and dogs.
- Water and Sewer Line Breakage: Provides service to repair leaks or breaks caused by normal wear and usage.
*Additional charge applies unless otherwise indicated
Should disaster strike, we’ll provide you with coverage you can rely on, including:
- House Structure
- Personal Belongings
- Liability Protection
- Medical Payments
- Additional Living Expenses (hotel and restaurant bills, etc)
Available Discounts:
- Auto/Home
- Mature Homeowner
- New Home
- Renovated Home
- Protection Devices
- Home Under Construction
- Sump Pump Discount
- Actual Cash Value Roof Discount
In addition, we also offer:
- Coverage Plus Endorsement: An optional endorsement that provides a package of enhanced coverage, giving your that extra peace of mind you strive for.
- Leisure Products Endorsement: An optional endorsement that provides extra insurance protection for various leisure activities such as golfing, hunting, and fishing.
- Tenant’s Policy: A homeowner’s policy designed for a rental dwelling such as an apartment or a home, that provides property and liability coverage.
Available Discounts and Credits*:
- Home and Auto Discount
- Non-Smokers Credit
- Deductible Credit
- Protective Device Premium Credits
- Experienced Homeowners Discount
- New Home Credit
- Dwelling Under Construction Credit
- Waiver of Deductible Credit
*Individual credits, discounts, and programs may not be available in all states.
Rental Dwellings:
For those who own property that is rented an occupied by others, Gene Reed has a policy designed to protect your dwellings. This includes both property and liability coverage.
Available Discounts and Credits*:
- Deductible Credit
- Dwelling Under Construction Credit
- Protective Devices Credit
- Multi-Policy Credit
*Individual credits, discounts, and programs may not be available in all states