Commercial Insurance

"Our business is to insure yours”

Congratulations on owning your own business! It has taken a lot of hard work and dedication, but your dream is finally a reality. Now it’s time to protect it. Whether it’s big or small, the most important part of the job is to make good business decisions, and Gene Reed Insurance Agency can offer you commercial insurance solutions that are best for business.


Gene Reed offers packages for the following:

  • Commercial Property
  • Commercial General Liability
  • Garage Liability
  • Workers Compensation
  • Commercial Auto
  • Business Owners Package Policies
  • Commercial Umbrella
  • Equipment Breakdown
  • Inland Marine
  • Bonds

We specialize in insuring these businesses:

  • Home Builders
  • Residential Contractors (Electrical, Carpentry, Flooring, Janitorial, Excavating, Plumbing, Heating and Air Conditioning, Landscaping, Concrete)
  • Machine Shops
  • Self-service and Full-service Gas Stations
  • Distributors
  • Dealerships (Auto, Motorcycle, Boat, RV)
  • Woodworking Shops
  • Office Buildings
  • Glass Dealers and Glaciers
  • Apartment Complexes
  • Condominium Associations
  • Retail Businesses
  • Churches
  • Funeral Homes

Additional Coverage*:

Commercial Property Enhancement Endorsement

  • Business Property in Transit
  • Water Back-Up of Sewers and Drains
  • Theft of Money and Securities
  • Business Income Coverage

Commercial General Liability Enhancement Endorsement

  • Automatic Coverage for Additional Insurance
  • Damage to Property of Others in Your Care, Custody, or Control
  • Automatic General Aggregate Limit per Construction Project
  • Electronic Data Liability

Commercial Auto Enhancement Endorsement

  • Hired Auto Physical Damage
  • Loan/Lease Gap Coverage
  • Replacement Cost Coverage on Certain Vehicles
  • Drive Other Car Coverage (For Executive Officers)

*The following coverages are only a limited sampling of those available for an additional premium via our Enhancement Endorsements. Talk to your agent about our other competitive coverages.